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16/11/06 - A Guide to Spanish Property Jargon |
With jargon ranging from Salón, Puerta, Ático, Impuesto,
Notario, a lack of understanding of key terminology can not only be frustrating, but can also cloud your judgement.
A major benefit to customers of Banco Halifax Hispania, the Spanish arm of Halifax, the UK's largest mortgage
lender, is that all dealings with its branches in Spain can be carried out in English.
In addition, there is also a UK based, specialist customer service team for those customers who want to arrange
their Spanish finance before they leave the UK. This also means that international telephone charges can be avoided
and all paperwork, if preferred, can be handled in the UK.
Banco Halifax Hispania also has an approved panel of qualified solicitors and surveyors in the popular Costa del Sol
and Costa Blanca regions that can help with all aspects of the purchase. These solicitors and surveyors have local
knowledge and experience of acting for British customers.
Ian Smith, head of European Operations at Halifax plc, said, "When buying a property in Spain, it is important to
work with a bank that has the ability to deal with its customers in English. This means that any procedural
differences and jargon can be explained and therefore that the purchaser has clarity on all the issues and stages
involved in the house buying process."
When looking to purchase your home in the sun, Banco Halifax Hispania's 'A to Z' of Spanish 'home buying' jargon
should help to make things a little clearer.
* A
Abogado – lawyer or solicitor
Apostilla – an official stamp on the document which certifies the signature
Ayuntamiento – city or town hall
Ático – penthouse
* B
Baño – bathroom
Bodega - winecellar
* C
Contrato privado de compraventa – contract of sale
Comprador – buyer
Calefacción – heating
Calidad – quality
Campo – in the country
Casa – house
Cocina – kitchen
Comedor – dining room
Ciudad – town
Cuarto -room
* D
Dormitorio – bedroom
Ducha – shower
Dúplex – maisonette
* E
Escritura – Notarised deed of sale
Escalera – stairway
* F
Finca – farm or townhouse
* G
Gastos – fees or expenses
Granja – farm or farmhouse
* H
Hipoteca – mortgagee
Honorarios – fees
Huerto – orchard
* I
ITP – transfer tax payable when buying a re-sale property
IVA – VAT
Inmobiliaria – estate agent office
Impuesto - tax
* L
Lavadero – utility room
Lujo – luxury
* M
Muebles – furniture
* N
Nota simple – property registry information
Notario – notary who handles all the conveyance work for property sales
NIE – tax identification required by all foreign property owners in Spain
* P
Primera copia – signed original of the escritura or a certified copy
Puerta – door
Piscina – swimming pool
Parcela – building plot
Piso – apartment, or floor of building
Pozo – well
Precio – price
Pueblo – village
Propiedad – property
* R
Rústica – rural or agricultural
Reformada – modernised
Río – river
* S
Salón – lounge
Se vende – for sale
* T
Trastero – storage room
* U
Urbanización – community development
* V
Vendedor – seller
Ventana – window. |
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